I am not fearful of business failure. I can always start over. I do hesitate to jump in the deep end because I know people rely on the income I pay. I don't want to be the cause of anyone's unemployment. That is a heavy burden. It makes me slow to hire. It is why I want to have XX reserves. I want to at least be able to pay business expenses for a year.
I was part of a conversation this weekend and a person said they prefered a stable paycheck over the risk of self employment. Someone else had asked them why they did not start their own business.
It seems strange to rely on the ability of someone else to provide a regular paycheck. With my own business I know what is really going on. Even the government who can make money is challenged.
That is why I prefer to buy things when I can pay for them. I don't want to get into debt and base payment of thatthe debt on income I expect to come. Debt is slavery. I want the freedom to change or at least decorate and control the cage I live in.
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